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Buying a house is a challenging process on its own let alone buying a property in one of the most crowded cities of the world. Overthinking is one of the most important processes before you decide to spend tens of thousands of dollars. You need to do your research on Turkish property laws, regulations, and values.

Buying a property is only easy during the title deed signing process once the payment is done. There can be all sorts of problems. Be careful with each step you take and always be suspicious of the offers that are too good to be true. Try not to go for a bad agency just because they offer less price on an apartment. Make sure to choose professional agents and translators who will help you in every step along the way.

Know Your Community

The property's location is perhaps the most important topic when you want to buy a house. Your life will shape this investment destination. Even if you are buying for yourself, and your family, the district that your property belongs to can shape up your future. 

If you are looking for a villa for privacy and a large space, you may want to check out the coastal Istanbul. Although Bosphorus houses are known for their luxurious prices and location, districts like Kadıköy, Fatih, and Küçükçekmece can still offer a priceless sight of the Prince Islands.

For more affordable destinations, the Üsküdar district can offer an amazing view of the Bosphorus, where you can wake up facing the European continent at your balcony.

Istanbul is the largest city in Turkey. Each area of this city has features that make it unique from the other. This feature makes the best residential areas vary due to many reasons. You will understand that all of these areas vary in natural beauty, urban as well as economic viability, success in various projects, and so on.

If you are moving around because of your work, you will probably need to move into one of the central areas, such as Maslak, Basın Express, Ataşehir, or Maltepe. Depending on where your workplace will be located, you might choose a property that is near work to make life easier. As most of the workforce operates on the European side, Maslak district is highly recommended, thanks to its modern projects.

After knowing which district is the best option for your situation, you need to research the neighborhoods thoroughly. Every district has its features. Whether you want to live in a luxurious area by the sea, or in a quiet community, the detailed district information will help you choose the best one. Do not limit yourself to one district as it may be difficult to find the exact property you are looking for in one area. It may also be a good idea to wander around the district or the specific area you have in mind to see if the location is right for you. Every district has its pros and cons. Therefore focus on a few things that you think are necessary and important in choosing the district.

The Property Type

Living in villa and mansions, even if it is in a community-based setting, is for those who wish to be left alone. A villa comes with plenty of personal space where you can retreat behind closed doors, and enjoy nature and anything else Istanbul offers.

Living in a residential unit, like apartments and community projects rising in downtown Istanbul, no matter how high the tower is, or how large the living space can be, essentially feels like being cramped in a small space among hundreds of others. This can create more opportunities to socialize with people and make new friends, by slightly making your privacy transparent.

Generally, villas are for personal investments, where the buyer invests in their family's future by making sure they have a place to live in, and perhaps sell it back with profits after 10-20 years. 

Apartments, on the other hand, are for constant profits, where the duration depends on the popularity of the district the project is at. If it is in districts like Kadıköy, Beyoğlu, or Maslak, you are guaranteed to never lose profits on your investments. 

It is Worth to Negotiate the Price

Bargaining may not always feel welcomed, not even in Turkey where haggling is a national tradition. However, you should always negotiate when it comes to buying a property. Do not be afraid to offer a lower amount of money that suits your finance. Although the prices are usually flexible, the seller does nıot have to agree. Be sure to offer a reasonable amount.


Buying land for investment also has positive and negative sides. In addition to the advantage of rental income for investment purposes, there is a disadvantage of decreasing the value over time, but the situation is the opposite of land purchase. The past years do not lower the value of the mountain but rather raise it. On the other hand, if you do not think of construction work for the time being and you do not have a vacancy, you will have to pay the land tax as well.

There is a stamp duty tax during the documentation process that is priced at %4.4 of the total property price. If the property is a second-hand sale, the taxes are split between the seller and the new owner.

If you decide to sell your new home in the first five years of your ownership, a capital gains tax will be applied to your real estate.

This tax is calculated based on the gross income in TL and it changes according to the property’s function whether it’s residential or commercial.

Is Turkey Safe?

As a country that experiences 4 seasons across its 7 regions, Turkey is also a magnet for tourism, and home of many ancient civilizations. Many foreign homeowners across the country choose Turkey for real estate, and the country continues to receive millions of tourists every year. Turkey is a safe country to live, visit, and invest as a foreigner.